Most homeowner’s insurance policies in Texas will cover hail and/or wind damage, but it’s best to look over your homeowner’s policy in-depth, especially if you live in a region prone to many hailstorms. Some of the common stipulations when it comes to hail damage/wind damage related insurance claims include:
Contact your Insurance agent to answer all your Policy questions.
Visit the Texas Department of Insurance for the Homeowners Insurance Guide
There are 2 types of insurance policies: Replacement Cost Value (RCV) and Actual Cash Value (ACV). The majority of insurance policies are RCV, but it is important you verify your policy prior to filling your claim.
Your insurance carrier provides complete coverage of the entire home.
The amount that your insurance company has estimated as the cost of repairs TODAY, includes depreciation.
Contact your insurance company and let them know you are starting a claim for your roof.
You will receive your insurance paperwork either in the mail or electronically
Upon receiving your claims paperwork and estimate, contact your HHH Roofing representative. Have a copy of the entire claims paperwork ready for your representative.
Your representative will review your claim and ensure you get everything covered
The homeowner is only responsible for paying the deductible; the insurance company will cover the remaining amount agreed for your roof.
A date will be scheduled to replace your roof. Most jobs will be completed in one day!
Once everything is 100% done, the final invoice is sent over to the insurance company
Our focus is serving you, documenting and identifying the damage to your roof system and restoring your roof.
Signs of wind damage on a roof include:
Roof damage caused by wind can absolutely be repaired and can be covered by your Homeowner’s Insurance policy. Call your local roofing company if you suspect your home has possible damage caused by wind. They will walk you through their assessment & the insurance claim process.
HHH Roofing & Construction’s personalized attention to customer satisfaction and long-standing experience is the reason we are one of the top-trusted roofing companies in Houston, TX today. We are A+ rated with the Better Business Bureau, RCAT Licensed, and maintain a 5 Star Google Rating.
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