How to Detect Hail Damage on Your Roof in Houston TX
Your roof is your home’s first line of defense against the elements, including hailstorms. Hail damage can have a significant impact on the structural integrity of your roof, leading to leaks, compromised insulation, and costly repairs if left unaddressed.
Therefore, it is crucial to identify hail damage early on and take appropriate action. In this comprehensive guide, we will walk you through the steps to determine if your roof has hail damage, enabling you to protect your home and make informed decisions.
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Understanding Hail
What is Hail and How Does it Form?
- Hail is formed when strong updrafts in thunderstorms carry raindrops upward into extremely cold regions of the atmosphere, where they freeze into ice pellets.
- These ice pellets grow in size as they are carried by updrafts and fall to the ground when they become too heavy for the storm’s updrafts to support.
Hail damage to roofs occurs primarily due to:
- the size of the hailstones
- the density of the hailstones
- the velocity of the hailstones.
Larger hailstones can cause more significant damage, while high wind speeds can exacerbate the impact.
How To Tell If My Roof Has Hail Damage?
(On the Roof)
- Check for dented or cracked shingles: Hail damage often leaves circular or irregular-shaped indentations on asphalt shingles. Look for displaced granules or exposed fiberglass matting, as these are signs of compromised shingle integrity
- Inspect skylights, chimneys, and other roof components: Look for cracks, fractures, or dents that may have resulted from hail impact
- Examine gutters, downspouts, and vents for damage: Check for dents, cracks, or displaced parts that may indicate impact from hailstones.
How To Tell If My home Has Hail Damage?
(On the ground)
Now let’s take a look at the surroundings of your home.
Signs of Hail damage:
- Dents on the garage
- Look for damaged window screens
- Chipped paint or dented mailboxes
- Damaged AC units
- Inspect fences and gates for any dents or misplaced parts
Preventive Measures and Maintenance
Take proactive steps to minimize future hail damage may include:
- installing impact-resistant roofing materials
- reinforcing vulnerable areas
- Using hail guards for skylights and vents
Regular roof maintenance is crucial for detecting and addressing potential issues early on:
- Clear debris from the roof gutters, and downspouts regularly.
- Inspect your roof after severe weather events, including hailstorms, and promptly address any identified damage or leaks.
Hiring Professionals
While you can perform a preliminary inspection yourself, it is advisable to involve a professional roofing contractor for a thorough assessment. They have the expertise and experience to identify subtle signs of hail damage that may not be immediately apparent to an untrained eye. It is important to hire a reputable roofing contractor.
Insurance Claims and Working with Adjusters
Importance of insurance claims
- When your roof suffers hail damage, it is crucial to understand the process of filing an insurance claim. Insurance coverage can help alleviate the financial burden of repairs or replacement.
- Contact your insurance provider as soon as you discover hail damage to initiate the claims process.
Steps to navigate insurance claims
- Document the damage
- Contact your insurance provider
- Schedule an adjuster’s visit
- Communicate with the adjuster
- Review your policy coverage/estimate
- Follow the insurance company’s instructions
Replacing Missing Shingles in Houston TX: Cost, Factors, and More
When it comes to maintaining a sturdy and leak-free roof, addressing missing shingles promptly is crucial. Houston, Texas, with its diverse weather patterns and occasional severe storms, requires homeowners to be vigilant in maintaining their roofs.
In this blog post, we will explore the factors that affect the cost of replacing missing shingles and provide you with an idea of the average cost range for such repairs in Houston.
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What do missing shingles look like?
First lets talk about what missing shingles looks like:
Missing shingles refer to the absence of individual roofing tiles or shingles from your roof’s surface. They can occur due to various reasons, including severe weather conditions, age-related wear, and tear, improper installation, or underlying roof damage.
Average cost of replacing missing shingles in Houston Texas
Now let’s talk pricing:
On average most homeowners pay around $250-$900.
If you’re only needing to repair a small patch your total cost would be closer to $250. The more missing shingles you have just equals to more bundles needed.
What are the Factors Affecting the Cost?
Roof Size and Slope:
The size and slope of your roof play a significant role in determining the cost of replacing missing shingles. Larger roofs or roofs with steep slopes generally require more time and materials, increasing the overall cost of the repair.
- When you have more than a 6/12 roof pitch (walkable roof pitch). You start to require a harnes and pads with extra safety required to be able to remove the damaged surround shingles and install new ones.
Type of Shingles:
- The type of shingles you choose will also impact the cost. Asphalt shingles tend to be the most common and affordable option, while metal or tile shingles can be pricier. Consider the durability and longevity of different shingle types when making your selection
3 TAb Shingles
ARchitectural Shingles
Accessibility and Complexity:
- The accessibility and complexity of your roof can influence the cost of replacing missing shingles. Roofs with multiple levels, intricate designs, or hard-to-reach areas may require additional labor and equipment, leading to higher costs.
Impact of Missing Shingles:
Missing shingles can have several negative consequences for your roof and your home:
Increased Risk of Water Damage: With missing shingles, rainwater can easily penetrate the roof’s underlying layers, leading to leaks and water damage inside your home. Moisture infiltration can also promote the growth of mold and mildew, which can impact indoor air quality and pose health risks.
Reduced Energy Efficiency: Missing shingles can compromise the insulation and ventilation of your roof, leading to heat loss during the winter and increased heat gain during the summer. This can result in higher energy bills as your HVAC system works harder to maintain a comfortable indoor temperature.
Weakened Structural Integrity: Over time, prolonged exposure to the elements without proper shingle coverage can weaken the underlying roofing structure. This can eventually lead to sagging, rot, or even collapse in severe cases.
Decreased Aesthetic Appeal: Missing shingles can detract from the curb appeal of your home. If you’re planning to sell your property in the future, a damaged or incomplete roof can negatively impact its market value and potential buyer interest.
Most common causes of missing shingles
Age and Wear:
As roofs age, shingles may deteriorate, become brittle, or lose their adhesive properties. This natural wear and tear can make them more susceptible to being blown off during storms or simply dislodged due to regular exposure to environmental factors like sunlight, temperature fluctuations, and moisture.
Severe weather Conditions:
Extreme weather events, such as strong winds, heavy rainstorms, hailstorms, or hurricanes, can be major contributors to missing shingles.
Improper Installation:
Improper installation techniques or the use of low-quality materials during the initial roofing installation can contribute to missing shingles. If shingles are not properly fastened or secured, they are more likely to become loose and eventually detach from the roof.
do you need your missing shingles replaced?
The Best Roofing Material in Spring TX
When it comes to roofing materials, architectural shingles have long been a popular choice for homeowners. Texas brings a diverse range of weather conditions that can pose challenges to the durability and performance of roofing materials however, In this comprehensive guide, we will delve into the advantages of architectural shingles, considerations for the unique Texas weather, popular brands, and tips for hiring the right roofing contractor.
Let’s explore down below our recommended roofing material for homes here in Spring Tx… Architectural shingles!
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Understanding the Climate in Spring, Texas
By considering the specific aspects of the Spring, Texas climate, homeowners can make informed decisions that will ensure their roofs provide reliable protection and longevity.
Temperature Fluctuations: Summer weather in Texas is characterized by significant temperature fluctuations. Mornings may start off cool, with temperatures gradually rising throughout the day, only to cool down again in the evening. The expansion and contraction that occurs as the temperature fluctuates can potentially lead to warping, cracking, or other forms of damage.
High Humidity: Texas is known for its high humidity levels. The combination of warm temperatures and abundant moisture can create a humid environment that can affect roofing materials. Humidity can lead to the growth of algae and moss on roofs, which not only impacts the aesthetic appeal but can also compromise the integrity of the shingles.
Wind Gusts: Texas is known for its strong winds, and springtime is no exception. Thunderstorms and rapid weather changes can bring gusty winds that put stress on roofing materials.
Hailstorms: Hailstorms are a frequent occurrence in Texas. Hailstones can range in size from small pebbles to large chunks of ice, posing a significant threat to roofs and conclusively cause damage to your roof,
The Advantages of Architectural Shingles
Architectural shingles, also known as laminated or dimensional shingles, are a premium option for homeowners looking for both aesthetic appeal and exceptional performance.
The advantages of architectural shingles include:
Enhanced Visual Appeal:
Architectural shingles feature a three-dimensional design that mimics the look of natural materials, such as slate or wood shakes. They add depth and texture to the roof, providing a more upscale and visually appealing appearance compared to traditional asphalt shingles.
Durability and Longevity:
Architectural shingles are built to last. They consist of multiple layers of asphalt and fiberglass, making them more durable and resistant to weather elements than standard shingles. With proper maintenance, architectural shingles can have a lifespan of 30 years or more.
Superior Weather Resistance:
Spring in Texas can bring a mix of sunshine, rain showers, high humidity, and occasional hailstorms. Architectural shingles are designed to withstand these weather conditions, offering excellent wind resistance and impact resistance against hail. Their multiple layers provide added protection for your home.
Energy Efficiency:
Many architectural shingles have advanced reflective properties that help reduce heat absorption. This can lead to improved energy efficiency by keeping your home cooler during the hot Texas summers, reducing the strain on your air conditioning system, and lowering energy costs.
Increased Home Value:
The attractive appearance and durability of architectural shingles can significantly enhance the curb appeal and value of your home. Potential buyers are often willing to pay a premium for homes with aesthetically pleasing and long-lasting roofing materials.
Durability and Performance of Architectural Shingles
Architectural shingles are known for their exceptional durability and performance, making them well-suited for the Spring, Texas climate.
Here are key factors to consider regarding their durability and performance in this region:
Temperature Resistance:
Architectural shingles are designed to withstand these unique texas temperature changes without warping, cracking, or losing their structural integrity. Their multiple layers of asphalt and fiberglass provide enhanced stability and flexibility, allowing them to expand and contract with changing temperatures.
Weather Resistance:
Architectural shingles excel in weather resistance, offering reliable protection against these elements. Their multiple layers and advanced construction make them more resistant to wind uplift, water infiltration, and impact from hailstones compared to standard asphalt shingles. They are also designed to shed water effectively, reducing the risk of leaks and water damage.
Algae and Moss Resistance: Architectural shingles often come with protective coatings that inhibit the growth of organisms such as algae and moss. These coatings typically contain copper or zinc granules, which act as natural algae and moss inhibitors. This feature helps to maintain the cleanliness and longevity of the shingles, ensuring their performance is not compromised by organic growth.
Longevity:
Architectural shingles are built to last. With proper installation and regular maintenance, they can have a lifespan of 30 years or more. The multiple layers and superior materials used in their construction contribute to their durability. Additionally, architectural shingles are less prone to granule loss, which can occur with aging and prolonged exposure to the elements. This helps to maintain their aesthetic appeal and protect the underlying layers.
Impact Resistance:
Hailstorms are a common occurrence in Spring Texas. Architectural shingles are specifically engineered to provide excellent impact resistance. They undergo rigorous testing to ensure they can withstand the impact of hailstones of a certain size without sustaining significant damage.
Wind Resistance:
Architectural shingles are designed with wind resistance in mind. They have enhanced adhesion and secure fastening systems that help prevent wind uplift and ensure the shingles remain firmly in place during gusty conditions. When properly installed, architectural shingles can withstand high wind speeds commonly experienced in the region.
Popular Brands of Architectural Shingles
Several reputable brands offer a wide range of architectural shingles that are well-suited for the Spring, Texas climate.
These brands include:
CertainTeed: CertainTeed offers a diverse selection of architectural shingles, known for their durability, weather resistance, and aesthetic appeal. Their Landmark and Landmark Pro lines are popular choices among homeowners.
GAF: GAF manufactures high-quality architectural shingles, such as Timberline HD and Timberline Ultra HD, which are engineered to withstand the Texas climate. They offer a variety of colors and styles to suit different architectural preferences.
Owens Corning: Owens Corning is a trusted name in the roofing industry, offering architectural shingles like Duration and Oakridge that provide excellent protection against the elements. These shingles are known for their durability and energy efficiency features.
Importance of a good Roofing System
When considering the best roofing material for Spring Texas, it’s essential to view the roof as a complete system rather than focusing solely on just the shingles.
A comprehensive roof system consists of various components that work together to provide optimal performance, durability, and protection.
Here are key elements to consider when evaluating the roof system as a whole:
Underlayment: The underlayment is a critical layer that sits between the roof deck and the shingles. It acts as a secondary barrier against moisture, providing added protection in case water infiltrates through the shingles. In Spring, Texas, where heavy rainfall is common, selecting a high-quality underlayment that offers excellent water resistance is crucial.
Here are examples of recommended Underlayments:
- Synthetic underlayment
- Felt paper
- Ice & Water shields
Ventilation: Proper ventilation is essential for a healthy and long-lasting roof system. Adequate ventilation helps to regulate the temperature in the attic, prevent the buildup of moisture, and reduce the risk of mold growth and structural damage. In Spring, in Texas, where high humidity levels can be a concern, ensuring proper ventilation is particularly important.
Commonly used to promote air circulation and maintain optimal conditions within the attic space are:
- Ridge vents,
- Turbine vents
- Static Roof Vents
Flashing: Flashing is used to seal vulnerable areas of the roof, such as chimneys, skylights, vents, and roof valleys, to prevent water infiltration. In Spring, Texas, where heavy rains and occasional storms occur, properly installed and well-maintained flashing is crucial for preventing leaks and water damage.
What materials can be chosen for their durability and ability to withstand extreme weather conditions?
Flashing materials such as:
- Copper or Iron
- Galvanized Steel
- Plastic
- Aluminum
Gutters and Downspouts: Gutters and downspouts play a crucial role in directing rainwater away from the roof and the foundation of your home. They help prevent water pooling on the roof, which can lead to leaks and structural damage. In Spring, Texas, where heavy rainfall is common, having a properly functioning gutter system is essential.
Essential actions to ensure your gutters remain free of debris are:
- Regular cleaning
- Maintenance of gutters and downspouts
Professional Installation and Maintenance: A complete roof system is only as good as its installation and ongoing maintenance. Hiring a professional roofing contractor with experience in installing and maintaining complete roof systems is vital. Proper installation ensures that each component functions together seamlessly and maximizes the system’s performance.
As a homeowner to prolong the lifespan of your roof system and prevent potential issues, you should:
- commit to regular inspections and maintenance
- Regularly check for damaged shingles
- replace worn-out components
- clear debris from gutters
Maintenance and care for your Roof
Proper maintenance and care are essential for ensuring the longevity and performance of your roof in the Spring, Texas climate. The following tips will help you maintain a healthy roof and prevent potential issues:
Clear Debris: Regularly remove leaves, branches, and other debris that accumulate on the roof and in the gutters. Debris can trap moisture, leading to the growth of algae, moss, and even rot. Additionally, clogged gutters can cause water to back up and damage the roof and its components.
Trim Surrounding Trees: Overhanging tree branches can rub against the roof and cause damage during high winds. Trim back branches that are in close proximity to the roof to prevent potential impact and abrasion.
Check for Algae and Moss Growth: The high humidity in Spring Texas can contribute to the growth of algae and moss on roofs.
Maintain Proper Ventilation: Ensure that your attic has proper ventilation to prevent excess heat and moisture buildup. Poor ventilation can lead to moisture-related issues, including mold growth.
Address Leaks Promptly: If you notice any signs of a roof leak, such as water stains on the ceiling or walls, musty odors, or dripping water, address the issue promptly. Ignoring a leak can lead to extensive damage.
Schedule Professional Maintenance: Engage the services of a professional roofing contractor for regular maintenance. They can perform thorough inspections, identify potential issues, and provide recommendations for repairs or improvements.
Speak to a roofing Specialist Today!
Top 7 Houston Roof Insurance Claims FAQ
Are you seeking answers to your roof insurance claim questions? With three decades of experience in the field, our team has come together to address the top 7 questions we frequently receive. In this informative blog post, we break down the common questions surrounding roof insurance claims, providing you with valuable insights to navigate the process confidently.
Understanding roof insurance claims is crucial for a smooth experience. Our goal is to assist homeowners like you by addressing key concerns and sharing our expertise.
Dealing with roof insurance claims can be overwhelming, but we’re here to help. By demystifying the intricacies and providing practical insights, we aim to save you time and guide you through the process successfully. Explore this resource to find expert advice and detailed explanations, enabling you to take control of your roof insurance claim journey.
Your knowledge and confidence as a homeowner matter when it comes to roof insurance claims. Join us as we unravel the mysteries, protect your investment, and secure the compensation you deserve. Let’s dive in and gain the insights needed to navigate roof insurance claims effectively.
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Do I need to tarp up my roof?
Yes!
If you have storm damage to your roof system, tarping it up will prevent further damage until the claim can be approved to complete the necessary repairs. Insurance companies recommend tarping your roof for this reason, prevent further damage. You as a homeowner are liable for minimizing the damage.
Call a local roofing company that has experience with identifying storm damage to tarp your roof!
Be aware of roofing companies that tarp every single roof. If you don’t have any storm damage the insurance company will not approve the claim and you will be liable paying out of pocket to remove the tarp/nails.
Will my rates go up if I file an insurance claim?
No your rates will not go up if you file a roof insurance claim.
The reason is due to hail, high winds, hurricanes, tornadoes are storm damages created by an act of god or nature. It is simply out of your control and there is no way for you to prevent it. This is why it is covered under homeowner’s insurance and your rates will not go up.
If you have storm damage, don’t be afraid to file an insurance claim.
What is the insurance payment process like?
99% of the time the process will run smoothly like this, but first there are a couple of terms you will need to know.
RCV = Replacement Cost Value
ACV = Actual Cash Value
Depreciation
Deductible: This is the only payment that a homeowner is responsible for.
If you want a more detailed breakdown on these terms read How to Read An Insurance Estimate.
The deductible (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim.
Once approved, this is the payment process:
- 1st check (Insurance Company)
- Deductible (Out of pocket)
- 2nd check (Insurance Company)
The insurance company will send you a 1st check. You will give that 1st check + Deductible to your roofing company. Once the work has been completed, the roofing company will send over invoices, completed pictures & anything else your specified insurance company asks for to release the 2nd check. Once you receive the 2nd check you will give that to your roofing company completing the process.
Do I need to get several estimates?
No, you don’t need to get several estimates.
At the end of the day it doesn’t matter which roofing company you choose to go with, you are still only responsible for the deductible payment.
If contractor B has a cheaper roof price than contractor A you will only be saving the insurance company money because your deductible with them doesn’t change. I always recommend to homeowner’s to choose the most professional roofing company that you prefer.
Do I need to pay my deductible?
Yes, you do need to pay your deductible in full.
If you don’t pay your deductible it is classified as insurance fraud and will lead to felony charges.
Why will my claim not get approved?
These are the most common reasons why your roof insurance claim does not get approved:
- No storm damage to your roof
- Not enough damage costs that exceed your deductible
- Storm damage actually happened before you switched insurance companies
Usually, as a homeowner you will get worried about your roof because you are starting to see your neighbors get roof replacements and roof inspections. There might be another case where you see the news is telling you that your city got hit with hail damage/high winds. Our advice to homeowners is always we have to find physical damage to your own roof and just because your neighbor got approved doesn’t mean you will automatically.
It’s important to call a professional roofing company first to assess if there is actual storm damage to file an insurance claim. They will save you the headache of filing an insurance claim and going through the process just to get denied because you didn’t really have storm damage.
Sometimes you might have only several blown off shingles and the insurance adjuster will agree that there is damage but it is repairable. When the roof repair costs less than your deductible, your claim will be denied.
Another reason we have seen claims denied is due to the actual storm happening before you were insured with your current insurance company. If there was a hailstorm in Spring 2021 but you changed insurance companies in Fall 2021, your claim will be denied because the storm happened before you were covered with your current insurance company and you will not be able to file a claim with your previous insurance company.
The typical time frame you have to file an insurance claim is 1-2 years depending on your insurance policy and if you don’t file within that time you will no longer be able to claim damage from that storm.
Should I sign a contingency agreement?
Contingency agreement: An official agreement that the contractor will provide necessary information for roof insurance claim in exchange for the awarded job on the approved claim.
There are different opinions when it comes to contingency agreements. This is our opinion: This agreement protects both the roofing company and the homeowner.
Here is an example: A roofing company went out and did a full inspection report on the roof, chalked, took all the photos and got the satellite measurements to submit to the insurance company. The roofing company went another time to meet with the insurance adjuster. The claim gets approved and then the homeowner chooses another roofing company that says they can pay your “deductible”. Do you think the roofing company should be compensated for the work?
It’s important to do your research and find a professional roofing company that you can trust. If you trust the roofing company then I see no problem in signing a contingency agreement that is only there to protect you both.
When to use Flat Roof Coatings (TPO, PVC, Torch, ETC.)
When to use flat roof coatings? People have a lot of questions when it comes to coating. Many business owners have been screwed over with misleading information. We want to help educate you as a consumer to make the best decision for your roof. In this blog we are going to be answering the following questions:
- When are coatings good for you?
- When are coatings bad for you?
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Our Disclaimer
In this blog, we are coming at this from a non-biased contractor perspective. Coatings are simply an OPTION. It is only a solution for certain roofs.
Your decision is going to be based off of these questions:
- What is the age of your roof?
- What is your budget?
- What is causing the leaks?
- What do you want your roof system to look like for the next couple of years?
Cons of Coatings
The reason why we are hesitant when it comes to coating being the solution for your roof from other contractors, it requires the least experience to use the material!
It has been the easiest material for new roofing companies to get involved into because they think it is just applied on like paint. This doesn’t mean that all contractors are just trying to sell you an “easy fix” but if they don’t understand how the material works they could be offering a bad solution.
A repair using the same material is usually the best option.
Here are some reasons why a contractor will sometimes offer a coating instead of a repair:
- They don’t understand how the materials works (PVC, TPO, Modified Torch)
- They don’t have a proper equipment to install the material
TPO can be repaired with TPO patches. Modified Torch can be repaired with Modified Torch rolls and so forth. When done properly by a certified roofing company the repairs can only take a couple of hours and last you 5-10 more years.
Certain circumstances where coating is not the right solution:
- Your roof is young (5-10 Years Old)
- If your roof can be repaired with the same material
- If you only have 1-2 leaks it is best to repair with the same material
When you are applying coating, you are building up a roof system. This can be great but not a single type of coating will last you very long with no issues. Especially, if you live in the Houston area. We have crazy heat (100 degrees+) and heavy rain. The coating will eventually deteriorate and the material will crack.
A repair using the same material is usually the best option.
Here are some reasons why a contractor will sometimes offer a coating instead of a repair:
- They don’t understand how the materials works (PVC, TPO, Modified Torch)
- They don’t have a proper equipment to install the material
TPO can be repaired with TPO patches. Modified Torch can be repaired with Modified Torch rolls and so forth. When done properly by a certified roofing company the repairs can only take a couple of hours and last you 5-10 more years.
Once you have applied coating you can only repair it by applying more coating.
For example, if you have a TPO singly-ply membrane roof and you have a leak coming from a boot. If you have already applied coating and it has started to crack and leak again, the only solutions would be to apply more coating because you can no longer weld a TPO patch and properly stop the leak. TPO will only weld to other TPO material. Or to completely remove the materials and install a brand new roof system.
Pros of Coating
One great circumstance where coating might be a great option is if your roof is old (25-20 Years Old) it can be a great option to just extend the life of your roof a couple more years. At this point, the roof material can be so worn down that we are unable to use the same material for a repair so applying coating can EXTEND THE LIFE it is not a long-term solution.
One great example where coating was a viable option for our client:
He was an owner of a restaurant that was having multiple leaks. He had a previous contractor come out and they tried to install patches all over the leaking areas, but the PVC material is so old that it was worn down and has started to crack. He had two options:
- Install a brand new Duro-Last Roof System
- Apply Coating all over entire section where leaks are coming from
Installing a brand new roof system would give him a roof system that would last 25+ years but it would be very costly.
Applying Coating to build up a new temporary roof would give him several years with no leaks and only be 1/8 of the price.
After discussion and weighing out both options the owner wanted something affordable to stop the leaks right now until he can save for a brand new roof system.
Want to speak to a certified commercial roofing specialists?
How To Pay For A New Roof
How to pay for a new roof? We understand replacing a roof is a huge project that can become large investment for any homeowner. Your roof is also one of the most visible portions of your house, as well as one the most important components in keeping your home safe from the environment. We want to go through the different options available to you.
Here are the 6 most popular ways to pay for a roofing project:
- Cash/Check
- Credit Card
- Insurance Coverage
- Payment Plans
- Personal Loan
Cost of A New Roof
A New Roof Replacement in Houston TX can cost between $300 – $450 per square.
100sqft = 1SQ. Example a 30SQ Roof will cost between $9,000 – $13,500
A Roof Replacement can typically cost between $5,000 – $18,000.
The average American household has $8,863 in a savings account. Singles and younger adults tend to have even less, according the Federal Reserve. Depending on the size of your roof, most Americans don’t have enough in their savings to cover the cost. Luckily, there are other options when it comes to covering the cost of a roof replacement.
Factors That Affect A New Roof Cost
There are different factors a roofing company will review to determine a price for your roof replacement.
- Roof Size: Roofers will base the price of your home with the amount of Squares. 100sqft = 1SQ.
- Materials: Material cost is one of the biggest to consider. There are many different types and brands to choose from. The fact is that roofing material is going to be relatively the same for every roofing company.
- Roof Pitch: Some homes in The Woodlands & Spring have a shallow roof pitch, whereas others have much higher roof pitch. The pitch elevation makes a difference in the installation cost, as the steeper the roof, the more surface area.
- Layers: Most homes only have 1 layer of asphalt shingle but sometimes a home can have two layers. The more material needed to be teared off, the higher of price because of labor and disposal costs.
6 Ways To Pay For A New Roof
There are many different options on how to pay for a new roof. We will start off with the easiest forms of transactions and go into more financing options.
1. Cash/Check
Paying all at once with cash or check is the easiest and simplest way to get the job done. We understand that not everyone has the means to pay for a new roof with 100% cash.
Our most popular option is paying with check in order to the Roofing Company. It saves you the time of having to go to the bank and withdraw all the money. It also makes it easier for the roofing company to deposit.
2. Credit Card
Credit Cards are used to purchase almost anything. Even for roofing services.
Putting your new roof on a credit card can be beneficial if you have a card with rewards and incentives. You can pay the new roof in full and pay it off throughout the year. At HHH Roofing, we use QuickBooks to make sure we can offer the best experience to our customers while accepting major credit cards.
3. Insurance Coverage
All homeowners, are required to have homeowner’s insurance. This coverage protects you from financial loss due to fire, theft, or other damage including natural disasters.
Many insurance providers will cover or partially cover a repair or replacement, usually due to natural disasters. In the case that they do if your roof is degraded because of age or lack of maintenance the insurance company won’t cover the costs.
Contact your insurance agent to discuss your policy and learn more about their process for receiving payment.
4. Payment Plans
Your local roofing company understands that the cost to replace a roof may be too high to pay all at once. Some roofers offer their own payment plans to help make the cost more affordable. Speak with your local roofing company to see what they offer.
With this option, you can spread your payments over the course of several months to even years. Most plans charge you interest, which will add to the total cost of your roof replacement. Be sure to read the contract and fine print to make sure you are comfortable with the interest rates and monthly payments.
5. Personal Loan
If the above options don’t work for you, another way to pay for a new roof is to take out a personal loan. With a personal loan, you work with a bank, credit union or other financial institution.
Personal loan terms tend to be shorter than other kinds of home improvement loans. The amount offered as well as the interest rate charged is dependent on your credit score and history.
Financing For All Credit Types
HHH Roofing & Construction is proud to offer flexible financing options to help you fund your home improvement. We’ve partnered with Enhancify, a leading lending technology, to seamlessly offer personalized payment options in seconds, without taking home equity.
Reasons Why We Partnered with Enhancify
- Request $1,000 – $100,000
- Get pre-qualified in 90 seconds without a hard pull (doesn’t affect your credit score)
- Pay the same affordable amount every month
- 0% Intro-APR financing available
- Personal loan APR’s as low as 5.99%
- Get funds transferred in up to 48 hours
- Avoid taking out a home-equity line or second mortgage
- Unsecured personal loans available – no need to give up your home or car as collateral
- Get the cash flow to cover any project upgrades or changes
How It Works
- Step 1. Complete HHH Roofing’s personalized financing portal to see your personalized pre-approval options.
- Step 2. Choose an offer and apply for your loan.
- Step 3. Get your funds in a few business days and pay HHH Roofing directly.
- Step 4. Repay the lending partner in affordable monthly installments.
Architectural shingles Vs 3 Tab| Which Is Better?
When it comes to replacing your roof, choosing the right type of shingle is one of the most important decisions you’ll make. Two of the most common options are architectural shingles and 3-tab shingles. But what’s the difference? And which one is right for your home?
Let’s break it down.
What Are 3-Tab Shingles?
3-tab shingles are the original asphalt roofing option, named for their design: each shingle looks like three separate tabs. They’re known for being:
Flat and uniform in shape
Lightweight and budget-friendly
Quick to install
Average lifespan: 15–20 years
Warranty: Typically 20–25 years
Price: $ – most affordable option
What Are Architectural Shingles?
Architectural shingles (also called dimensional or laminate shingles) are a modern upgrade. They’re made with multiple layers of asphalt and have a thicker, more dimensional look.
They offer:
Enhanced durability and wind resistance
More depth and shadowing for curb appeal
Better performance in storms and harsh weather
Average lifespan: 25–30+ years
Warranty: 30 years to Lifetime (depending on brand)
Price: $$ – mid-range pricing
Key Differences at a Glance
Which Shingle Is Best for Houston & Spring, TX?
In a climate like Houston and Spring, where heat, storms, and hurricanes are common, architectural shingles are the smarter long-term investment.
You’ll get:
Better resistance to wind and rain
Longer lifespan in extreme heat
Increased home value and curb appeal
See the Difference
How Much Does A New Roof Cost in Houston?
How much does a new roof cost in Houston? We understand replacing a roof is a huge project that can become large investment for any homeowner. Your roof is also one of the most visible portions of your house, as well as one the most important components in keeping your home safe from the environment.
Multiple leaks in a roof can lead to water damage and rotting of plywood underneath the singles. If not taken care, eventually it will cause the ceiling on your home to collapse. Have you been putting off a much needed roof repair or replacement? Here, we will provide you with all the information you need to answer your most important questions.
- How much does it cost to replace your roof?
- What are the different roofing materials?
- How do I know whether to repair or replace?
NOTE: In 2021, we have seen an unprecedented labor shortage as a side effect of the COVID-19 pandemic. The demand for materials has skyrocketed. As a result, materials prices may be higher (we have been getting a 5-7% almost monthly) than reported in this article and lead times may be longer than usual.
Here at HHH Roofing, we will update monthly to make sure you have the most up-to-date pricing!
Table of Contents
How Much Does a New Roof Cost?
Replacing a roof is one of the most largest expenses you will face as a homeowner. It is an investment in your property that will keep your home in good shape for years to come. The average lifespan of an asphalt shingle roof in Houston is 20-25 years, depending on the type of roofing material you choose.
Zillow estimates that a roof replacement will return somewhere around 60% of its value in a real estate transaction. “Your home’s exterior is the first thing a buyer sees — and your roof is a part of that crucial first impression.” The average cost to replace a roof in Houston is around $8,000 with most people spending in the range of $5,000 – $18,000.
Roofing Cost Per Square
When you receive a roof replacement estimate from a local roofing company, they measure your home in Squares:100sqft = 1SQ. Example a 30SQ Roof will cost between $9,000 – $13,500
A New Roof in Houston TX can cost between $300 – $450 per square. The two largest variables you’ll deal with are the square footage of your roof and the type of roofing material you choose.
Average Cost To Replace a Roof by House Size
Roof by Square Foot
Re-Roofing Cost
1,500 (15SQ)
1,600 (16SQ)
1,700 (17SQ)
1,800 (18SQ)
1,900 (19SQ)
2,000 (20SQ)
2,500 (25SQ)
3,000 (30SQ)
3,500 (35SQ)
4,000 (40SQ)
4,500 (45SQ)
5,000 (50SQ)
$4,500 – $6,750
$4,800 – $7,200
$5,100 – $7,650
$5,400 – $8,100
$5,700 – $8,550
$6,000 – $9,000
$7,500 – $11,250
$9,000 – $13,500
$10,500 – $15,750
$12,000 – $18,000
$13,500 – $20,250
$15,000 – $22,500
Factors that affect the price of a new roof
After calling 3-4 different local roofing companies, you start to wonder why all the roof replacement estimates are different. There are many factors that affect who you ultimately select as your roofing contractors, such as reputation, license and insurance.
How does a roofing company price a new roof? Here are the 6 factors that will affect the price of your roof estimate:
1. Roof Size
The size of your home is not the same as the size of your roof. Roofers will take an accurate measurement using square footage and divide that number by 100, giving them what is called a roofing square. You need to consider whether your roof has a lower or higher pitch. There are various roof types such as gable, hip, mansard, and others that cost more than a flat roof.
2. roof pitch
Some homes in The Woodlands & Spring have a shallow roof pitch, whereas others have much higher roof pitch. The pitch elevation makes a difference in the installation cost, as the steeper the roof, the more surface area. Also the steeper the roof the longer the job will take because of safety precautions such as harnesses.
3. type of roof being removed & Number of layers
Most homes only have 1 layer of asphalt shingle but sometimes a home can have two layers. The more material needed to be teared off, the higher of price because of labor and disposal costs which is typically determined by weight
This is the heading
An example of a roof replacement in Humble, TX where the homeowners had wooden shake underneath the shingles. Wood shake had to be removed and new decking needed to be installed.
4. type of roofing material
The average materials costs for roofing typically accounts for about 40% of your roof replacement cost. Material cost is one of the biggest and most important things to consider. There are different brands and differences in their materials being used.
- TYPE OF SHINGLES
Asphalt shingles are the most popular choice for most homeowners today. They are affordable yet durable, lasing up to 25 years in Houston. If you are looking at replacing your roof, asphalt shingles also offer a variety of different colors and styles.
There are different material manufacturers but, we stand by Owens Corning and CertainTeed.
3 TAb Shingles
ARchitectural Shingles
2. TRADITIONAL FELT VS SYNTHETIC FELT.
At HHH Roofing, we always install synthetic underlayment vs traditional felt. It’s included in our Roof Systems.
Synthetic Underlayment:
- Lighter in weight making it easier and safer to install
- More tear-resistant when exposed to high winds and foot traffic
Asphalt Traditional Felt
- Often much less expensive
- More prone to tear
3. TRADITIONAL ROOF VENTS VS RIDGE VENT
The roofing material is going to be relatively the same for every roofing company. A cheap roofer that can only compete with other companies by offering a lower price is going to cut corners to keep a profit.
Material being used does make a difference and is better explained in person. We offer free roof replacement estimates and will go through the material being used as well as answer any questions you might have. We don’t believe in high pressure sales to close a deal, we believe in educating our customers in the product being used and earning your business through trust and value.
5. The Right Roofer
Not all companies are the same. We tell homeowners don’t hire chuck with a truck. If you are getting an estimate that is drastically cheaper be skeptical.
Hire a local roofing company that has the credentials:
- Local roofing company
- Established, with a great reputation
- Years of experience
- Credentials (Certification, License, A+ BBB, HARCA, Etc.)
- Liability Insurance
- Online Presence with reviews (Google, Facebook, Instagram, LinkedIn, Thumbtack)
*Remember: Most companies offer free roof replacement estimates
If you hire a cheap roofer you are having liability for your roof. We have been out to countless jobs where the homeowner just installed a roof but is now having leaks after 3 years.
With the company comes warranty. Prices change depending on what warranty you get
Manufacturer Warranty: Limited Life Time Warranty on the shingles. you can usually upgrade this warranty. Depends on the brand you are going with.
Company Warranty: Companies can offer their own warranty to give homeowner peace of mind. Most problems with roofs come from improper installation.
6. Additional Details
Finally, there are the finishing details of a roof that can affect your roof replacement cost. Every home being unique, has a different amount of plumbing boots, possible skylights, even a chimney will affect the roof price.
One of the biggest factors is whether your home is one story or two story.
What's Included in a Re-Roof?
HOW MUCH DOES A NEW ROOF COST?
A new asphalt shingle roof system will include the complete accessories. Including labor and material, a new roof in Houston, TX will be priced at $300-$450 per Square.
WHAT'S INCLUDED?
30 Year Architectural Shingles- Heaviest Weight and widest array of color options
ICE & WATER SHIELD - helps to prevent ice damming and provides superior protection at eaves edge and beneath valleys
SYNTHETIC UNDERLAYMENT - adds a second layer of protection over your entire roof
DRIP-EDGE - flashing used to protect the bottom edge of your roof
STARTER - these are the shingles required for starter rows on your roof
VENTS/PIPE JACKS
CHIMNEY FLASHING
How Much Does A Roof Repair Cost 2021?
We understand repairing your roof can become a big headache. When you have a roof leak you start wondering, “how much does a roof repair cost?” That’s why we are here to help you break down a roof leak repair cost.
Multiple leaks in a roof can lead to water damage and rotting of plywood underneath the singles. If not taken care, eventually it will cause the ceiling on your home to collapse. Have you been putting off a much needed roof leak repair?
NOTE: In 2021, we have seen an unprecedented labor shortage as a side effect of the COVID-19 pandemic. The demand for materials has skyrocketed. As a result, materials prices may be higher (we have been getting a 5-7% almost monthly) than reported in this article and lead times may be longer than usual.
How Much Does A Typical Roof Repair Cost?
When it comes to the roof over your head, don’t take any chances.
In Houston, the average cost to repair a roof is $850. A minor repair may cost as little as little as $200, while a major roof repair can cost you a couple thousand dollars. These numbers are general estimates, but the cost of your roof repair will depend on the details of your project. If you are unsure, call your local roofing company! At HHH Roofing, we are always giving free roof estimates to make sure the roof over your head is protecting the family you love.
Roof Leak Cost
A Roof Repair in Houston can be broken down into 3 categories:
- Minor Roof Repair $200-$400
- Moderate Roof Repair $400-$1,000
- Major Roof Repair $1,000-$3,000+
When to Call For A Roof Repair?
HHH Roofing recommends for you to call for an inspection at the first sign of a roof leak, these are the few moments in which reaching an expert is necessary.
Contact HHH Roofing if:
- Shingles have been torn off by a heavy storm
- Any sort of tree branch or objects has impacted your roof
- Water is leaking through the house
Breakdown Of Roof Repair Costs
Minor Roof Repair Cost
The cost of a minor roof repair is between $200 and $400.
Minor roof repairs are jobs such as replacing a plumbing boot, caulking plumbing boots/flashing, caulking shingles/exposed nails, replacing 1-2 missing shingles, etc.
Moderate Roof Repair Cost
The cost of a moderate roof repair is between $400 and $1,000.
Moderate roof repairs are jobs that include replacing replacing missing shingle, sealing sky lights, replacing damaged/rotten plywood, etc.
Major Roof Repair Cost
The cost of a moderate roof repair is between $1,000 and $3,000+
Major roof repairs are things such as replacing replacing an entire roof section, multiple areas of damaged plywood, skylights needing to be canceled, chimneys leaking, etc.
When it comes to major repairs they aren’t as common and usually are converted into a roof replacement because it will save the owner money in the long run
Common Roof Repairs
- Broken or Missing Shingles: This is commonly due to high winds. You are going to remove broken shingle with nails and replace with a new one and nail in place.
- Vent Pipe Leak: This is one of the most common issues we see. Sometimes it can be an easy fix of sealing the boot. Other times it will need to be completely replaced. Plumbing boots will not have the same lifespan as your roof and will always need to replaced.
- Cracked Chimney: Chimneys can have cracks that let in water. Old caulking can also be cracked due to old age, breaking the water-tight seal.
Signs Your Roof Is Leaking
When it comes to roof leaks it can be very obvious or subtle, that’s why it’s always recommended to have your roof inspected every few years. However here a a few signs your roof is leaking.
- Ceiling has damped spots
- Mold, dark marks, and water stains in attic
- Water running down or pooling
As soon as you notice any of these give your local roofing company a call to avoid a costly roof replacement.
Most Common Roof Repair Services
Over the 30 years of experience, our team has the knowledge and experience to provide exceptional services to meet the unique needs of every home. We offer a full range of roof repair services:
- Roof Leaks
- Pooling Water
- Damage from Wind or Hail
- Cracking Shingles
- Holes
- Tree Damage
When Should You Repair Or Replace?
A roof repair can fix your leak and give your home that protection for many years to come. Unfortunately, that isn’t always the case. Multiple repairs typically mean your roof is nearing the end of its lifespan.
An important factor to consider when deciding whether to replace or just repair it, is your roof age. As roofs age, they will need more and more repairs. You will save money in the long run if you replace an old roof.
If you are looking at extensive damage to your roof that is going to cost thousands of dollars then you should consider replacing your whole roof to save time and money.
When it comes to your roof repair always hire a local roofing professional. We can’t tell you how many times we have gone out to fix “repairs” that left the homeowner with a bigger problem.
Not every roofing company offers repairs because it takes a lot more knowledge and understanding of how your roof system works. However here at HHH Roofing we offer repairs for any type of roof.